Privacy Policy
Last updated: December 10, 2024
OneFinance ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management application.
1. Information We Collect
1.1 Personal Information
- Account Information: Name, email address, profile picture
- Financial Data: Transaction records, bank account details, credit card information, investment portfolios, insurance policies, EMI details
- Authentication Data: Login credentials, Google OAuth tokens
- Device Information: Device type, operating system, app version
1.2 SMS Data
- Financial transaction messages from banks and financial institutions
- Payment confirmations and alerts
- Account balance updates
2. How We Use Your Information
- Provide and maintain our personal finance management services
- Process and categorize your financial transactions
- Generate financial reports and analytics
- Send important updates about your accounts
- Improve our application features and user experience
- Ensure security and prevent fraud
3. Data Security
We implement industry-standard security measures to protect your data:
- End-to-end encryption for sensitive financial data
- Secure cloud storage with regular backups
- Multi-factor authentication for account access
- Regular security audits and updates
4. Data Sharing
We do not sell, trade, or rent your personal information to third parties. We may share data only in these circumstances:
- With your explicit consent
- To comply with legal obligations
- To protect our rights and prevent fraud
- With trusted service providers who assist in app operations
5. Your Rights
- Access and download your data
- Update or correct your information
- Delete your account and data
- Opt-out of certain data processing
- Request data portability
6. Data Retention
We retain your data only as long as necessary to provide our services or as required by law. You can request data deletion at any time.
7. Children's Privacy
OneFinance is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13.
8. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
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